A card that teaches
Free to open and impossible to . Every purchase unlocks a Money 101 lesson, so teens becomes adults with good habits, a certificate, and real .
financialliteracy
In four steps
1
Money 101 account
Milestone purchases unlock lessons: a first paycheck opens taxes, a new subscription opens recurring cost, a decline opens balances. Takes minutes to set up.
Monthly fee$0.00
Account minimum$0.00
OverdraftNot possible
2
Set the guardrails
Freeze the card, block stores, watch spending, and approve investing when they are ready.
Weekly allowance$25.00
Card statusActive
Blocked merchants3
3
Claim the $250 credit
Money 101 graduates enter our portfolio program and are gifted a $250 investment credit towards their stock(s) of choice.
Money 101 lessons18 of 18
Investment credit$250.00
Portfolio programOpen
4
Hand over the score
Turn 18 with a Money 101 certificate and years of already built.
Credit history4 yrs 2 mo
Reported score780
With families
Seven million people have used Step to start a credit history.
“I downloaded this app when I first turned 14 and got my first job. Four years later I turned 18 and I have a 750 credit score. This app is amazing and helped me start so early.”
&Resources
Become a Stepper
Ask before you enroll.
